LIC Sakhi Bima Yojana 2026: Apply Online, Eligibility & ₹7000 Monthly Stipend
The LIC Sakhi Bima Yojana 2026 is a special initiative launched by the Life Insurance Corporation of India (LIC) to promote financial independence among women. This scheme offers a unique opportunity for women to work as LIC agents while earning a fixed monthly stipend along with commission.
What is LIC Sakhi Bima Yojana?
LIC Sakhi Bima Yojana is a 3-year stipend-based program designed exclusively for women. Under this scheme, participants can work as LIC agents and earn a stable income while enjoying flexible working hours.
Key Benefits
- ₹7,000 per month stipend in the first year
- ₹6,000 per month stipend in the second year
- ₹5,000 per month stipend in the third year
- Additional commission on policies sold
- Work-from-home flexibility
- Financial independence and career growth
Eligibility Criteria
Age Limit
- Minimum Age: 18 years
- Maximum Age: 70 years
Educational Qualification
- Minimum 10th pass
- Higher education is an added advantage
Other Requirements
- Must be a permanent resident of India
- Should be able to work as an LIC agent
- Must pass the IRDAI examination
- Should not be a government or PSU employee
- Must not be an existing LIC agent
Who Cannot Apply?
- Existing LIC agents
- Government employees
- Family members of LIC employees or agents
- Retired LIC staff or former agents
How to Apply Online for LIC Sakhi Bima Yojana 2026
Step 1: Visit Official Website
Go to the official LIC website: www.licindia.in
Step 2: Fill Registration Form
Enter the following details:
- Full Name, Date of Birth
- Mobile Number & Email ID
- Address Details
- Aadhaar Number
- PAN Card (if available)
Step 3: Upload Documents
- Passport size photograph
- Signature
- 10th Marksheet
- Aadhaar Card
- PAN Card (if available)
- Bank details proof
- Address proof
Step 4: Submit Application
- Verify all details carefully
- Accept declaration
- Submit the form and save your registration number
Step 5: IRDAI Examination
After applying, candidates must pass the IRDAI exam. Study materials are available online, and mock tests can help in preparation.
Step 6: Interview Process
Shortlisted candidates will be called for an interview at the nearest LIC branch. Final selection is based on performance in the interview.
Step 7: Document Verification
Candidates must submit original documents for verification at the LIC branch.
Step 8: Get Agency Code
After successful completion, a unique agency code will be issued, allowing you to start working as an LIC Sakhi.
Monthly Performance Requirements
| Period | Policies per Month | Commission Target |
|---|---|---|
| First 4 Months | 1 Policy | ₹2,000 |
| Next 4 Months | 2 Policies | ₹4,000 |
| Last 4 Months | 3 Policies | ₹6,000 |
Important Notes:
- At least one policy per month is mandatory
- Shortfall can be adjusted in the next month
- No stipend for inactive months
Additional Benefits
- Commission on every policy sold
- Performance-based bonus incentives
- Career growth opportunities
- Option to apply for Development Officer role after experience
After 3 Years
After completing the stipend period, candidates can continue working as LIC agents. While the stipend stops, commission earnings will continue as per LIC policies.
Important Guidelines
- Provide accurate information in the application
- Incomplete forms may be rejected
- This is not a salaried job but an agency-based opportunity
- Failure to meet performance criteria may lead to termination
Conclusion
The LIC Sakhi Bima Yojana 2026 is an excellent opportunity for women seeking financial independence and flexible work. With a steady stipend and additional commission, this scheme provides both stability and growth potential. Eligible candidates should apply early to take advantage of this opportunity.
